Terms of Service
These terms govern your use of this site and any file work we accept. They say what we do, what we are not permitted to do, and that no outcome is promised.
Last updated: {{TERMS_LAST_UPDATED}}
Who these terms are between, and what they cover
The site company-in-monaco.com is operated by {{CONTRACTING_ENTITY}}, a company registered in {{ENTITY_COUNTRY}}, reachable at [email protected]. In these terms "we" and "us" mean that entity, and "you" means the person or company that reads this site or instructs us on a file.
You accept these terms at two moments: when you use the site, and when you submit the onboarding form. Where we later sign an engagement letter for a named file, that letter prevails over these terms on any point where the two differ, and these terms cover the rest.
What we do, and what we are not authorised to do
What we do, and the whole of it:
- Prepare and assemble the autorisation d'exercer file, and carry it through the administration.
- Incorporate an SARL, SURL, SAM, partnership, sole trader, branch or administrative office.
- File corporate changes, transfers of shares and parts sociales, and liquidations.
- Introduce existing Monaco companies and businesses for sale, with the buyer's own authorisation file alongside.
- Arrange premises and domiciliation inside the formulas the administration authorises.
- Assemble a bank-account application and present it to a Monegasque credit institution.
- Prepare licensing files and trade-mark applications, and the registrations that follow incorporation.
- Prepare residence-card files for founders and their families.
- Explain the procedure, the documents and each statutory step, naming the article behind it.
- Not a law firm. No avocat-défenseur and no avocat acts under these terms.
- Not a notarial office. Every act reserved to a notaire is performed by one.
- Not an accountancy practice: expert-comptable and comptable agréé are protected titles under Loi n° 1.231 of 12 July 2000.
- Not a bank, a credit institution or a licensed financial intermediary.
- Not a family office, and never a "multi family office" or "MFO": those designations are protected by Loi n° 1.439, Art. 8.
- No regulated advice. Advice and assistance in legal, tax and financial matters is itself an authorised activity under Loi n° 1.144, Art. 8.
- No nominee director, nominee gérant or prête-nom arrangement, offered or arranged. Why a nominee arrangement is an offence here is set out in its own guide.
- No company sold ready to trade, because the authorisation is personal and is granted on your own file.
| Activity | Who may lawfully perform it |
|---|---|
| Preparing, assembling and filing the autorisation d'exercer dossier | Us, on your instructions. The Minister of State decides it (Loi n° 1.144) |
| Drawing up and authenticating a notarial act | A Monegasque notaire, never us |
| Representing you before a Monegasque court | An avocat-défenseur, never us |
| Keeping the accounts and signing off the statements | An expert-comptable or comptable agréé (Loi n° 1.231) |
| Advising on a legal, tax or financial question | A professional authorised for it; the advice itself is an authorised activity (Loi n° 1.144, Art. 8) |
| Deciding whether a bank account is opened | The credit institution, on its own checks |
| Deciding a residence application | The Direction de la Sûreté Publique |
| Using the designation "multi family office" or "MFO" | Only a company authorised as one; the title is protected (Loi n° 1.439, Art. 8) |
What we are not, and what we will not do under any instruction:
Where a file needs a professional we are not, we say so and the work goes to the professional who may lawfully do it: a notaire for a notarial act, an avocat-défenseur before a court, and, for the accounts, who may keep the accounts in Monaco. The people who handle files here, and what each of them does, are named at who does the work.
No guarantee of outcome, and no timetable
Every decision that matters on a Monaco file belongs to someone other than us. The autorisation d'exercer is granted or refused by the Minister of State on the file the Direction du Développement Économique instructs, under Loi n° 1.144. A bank decides for itself whether it opens an account. A residence card is decided by the Direction de la Sûreté Publique. We prepare the file, we argue it, and we carry it through the administration. We do not promise the answer, and nothing on this site, in a proposal or in correspondence may be read as promising one.
A refusal, a request for further documents, a suspension of the file or a condition attached to a decision is therefore not a failure of our work and not a breach of these terms. Neither is delay: no processing time is stated on this page or anywhere on this site, because the clock belongs to the authority and not to us. Where a statute fixes a period, the page that deals with that procedure quotes it as law and names the article. A statutory period is a rule binding the administration. It is never an undertaking by us, and it does not become one by being repeated to you.
Your obligations, our fees, payment and refunds
Five things are fixed between us before any work starts.
1. You give us accurate and complete information. You provide true statements, original or certified documents, and tell us without delay when something material changes. A file built on an inaccurate statement is a file that fails.
2. Identification and beneficial ownership come first. Identity documents and beneficial-ownership information are required before work starts. A company on the RCI must declare its beneficial owners at registration and keep them current under Loi n° 1.362, Art. 22, and every obliged professional on the file runs its own checks.
3. Fees are quoted individually, in writing, before work starts. No tariff, package, indicative figure or discount appears on this site. Nothing is payable until you have accepted a written quotation for named work.
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4. State fees and third-party costs sit outside our fee. Duties payable to the RCI, the gazette notice, notarial fees, translation, legalisation and any professional instructed alongside us are charged by their recipient and are payable to that recipient.
5. Invoices are settled through the payment page, and refunds follow the work. Fees for work already performed are not refunded. Any part of an advance that covers work not yet started is returned when the instruction ends, whatever ended it.
A refusal, a withdrawal or an abandoned file does not reopen a fee for work already done, because the work was the file and not the decision. A state fee, duty or third-party fee already paid to an authority or to another professional is recoverable from that recipient under its own rules, never from us. Invoices are settled at pay an issued invoice.
Liability, confidentiality, your data and this site's content
We are answerable for the work we perform: preparing your file properly, filing it correctly and telling you accurately what the procedure requires. We are not answerable for a decision taken by an authority, a bank or another professional, nor for a consequence of information or documents you gave us that turn out to be inaccurate or incomplete, nor for a loss that follows your acting on a page of this site rather than on written advice given for your file. {{LIABILITY_CAP}}
What you tell us about your affairs stays between us, and it is disclosed to the administration, a notary, a bank or another professional only so far as the file itself requires. That confidentiality has one limit, and it is statutory: the identification, record-keeping and reporting duties of Loi n° 1.362 of 3 August 2009 override it where they apply, and we comply with them without your consent and without regarding it as a breach of this clause.
Personal data is handled as our privacy policy describes, under Loi n° 1.565 of 3 December 2024 on the protection of personal data and, for visitors in the European Union, under the GDPR; what the site stores in your browser is set out in the cookie policy. The pages of this site are general information about Monegasque procedure, sourced and dated. They are not advice on your file, they do not create a client relationship, and each one speaks as of the date it shows.
Governing law, changes to these terms, and how to reach us
These terms are governed by {{GOVERNING_LAW}}, and any dispute arising out of them is for {{FORUM}}. Nothing in this clause displaces Monegasque law where Monegasque law governs the procedure itself: the authorisation, the register, the tax registrations and the residence file are decided in Monaco under Monegasque statute whatever law governs the contract between us.
We may amend these terms. The version in force is the one published here, and the "Last updated" date above is the record of when it changed. An amendment applies to files accepted after its date. It does not apply retroactively to a file we have already accepted, which continues under the terms in force when the instruction was given, together with any engagement letter signed for it.
Questions about these terms are better asked before you sign than after: put a question to us, or write to [email protected].
Start your Monaco file
Tell us the activity, where it will be carried on and who will run it. One of us reads it and comes back with the questions the authorisation file will ask. Our fees are on request.
The authorisation is personal and non-transferable, and it names the activity and the premises. Nothing on this site is sold ready to trade.
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